What Benefits are Available Through Workers' Compensation?

Gaffney is strategically located along the I-85 corridor between Spartanburg and Charlotte. And this means that retail sales, warehouses, and manufacturing all have a significant presence in the area. The recent increase in activity in all these sectors is closely associated with an increase in injuries on the job and corresponding workers’ compensation claims. If you have been injured in the course of your work, you are covered by workers’ compensation insurance, and our experienced Gaffney workers’ comp attorneys at Parker & Bain, LLC, are standing by to help.

Your Medical Expenses

Following an injury on the job, you’ll have medical bills to address, and the more serious your injuries are, the steeper your related costs will be. You will look to your employer’s workers’ compensation insurance to cover your reasonable and related medical bills.

While reaching your maximum medical improvement will play a role in your case, it does not mean that your coverage for medical costs in the future will end. Your settlement will either incorporate the cost of your related future medical costs or will cover future medical needs as they arise.

Your Lost Pay

If the injury you sustained at work keeps you off the job for more than 7 calendar days, you are entitled to a weekly compensation check that reflects what is called temporary total disability. The amount you will be paid will be a specific percentage of your pretax weekly wage. This is considered wage replacement, and it generally is not taxed at either the state or federal level.

Your Workers’ Compensation Settlement

Maximum medical improvement is reached at the point that your treating doctor determines your condition has stabilized or is unlikely to improve substantially with further treatment. At this point, the degree of your disability will be established according to the following factors:

• The impairment rating assigned to you
• Any physical restrictions that apply
• Wages earned

Permanent Partial Disability

If you lose permanent use of a specific body part, your attending physician will assign a percentage of impairment that applies to the body part in question. This number will be multiplied by South Carolina’s maximum number of weeks allowed for that body part, and this will likely lead to a lump-sum settlement.

Permanent Total Disability

If your doctor ultimately determines that you can’t return to work at all, your settlement will be calculated at a specific percentage of your average weekly wage. The amount is capped at 500 weeks, other than for catastrophic injuries.

Turn to Our Experienced Gaffney, SC, Workers’ Comp Lawyers for the Help You Need

Our trusted Gaffney workers’ compensation attorneys at Parker & Bain appreciate the magnitude of your claim in relation to your future, and we will spare no effort in focused pursuit of an optimal outcome. For more information about everything we can do to help you, please don’t hesitate to reach out by contacting us online or giving our firm a call at 864-252-2650 today.